Approach

There are lots of ways to invest and manage assets

At EFG Capital Advisors, our signature approach is to strive to meet your investment objectives with an emphasis on managing volatility within your specific risk profile. Sophisticated investors appreciate the stability and peace of mind our investment philosophies bring to their financial lives, as well as the discipline, expertise and careful execution with which we manage their portfolios through varied and sometimes unsettling market conditions.

Under the guidance of our in-house investment team, we utilize advanced research, systems and risk controls in selecting traditional and alternative investments to help achieve global diversification and balance across asset classes. It's an approach that aims to produce the types of results required to grow and maintain the multi-generational client relationships we have become known for.

For US individuals

Helping to ensure your finances fit your life

Our specialist advisor offer individuals a range of services encompassing financial advice, investment services and family office solutions.

At EFG Capital Advisors, we offer all-important continuity. The same advisor works with each client for many years to help them achieve their goals.

Communicating in a language that everyone can understand, we adopt a highly personal approach reflecting individual needs and circumstances. We never impose standardized packaged solutions because circumstances and requirements are never the same between any two clients

What do you want from your advisor?

At EFG, it starts with a conversation, and leads to our recommendations to you.

In between, we probe deeper; bring in new information, or a fresh technical perspective.

We take account of your bigger picture, even if we manage just a discrete element of your wealth.

Our aim: to earn your trust, through sound guidance and practical results.

For non-US individuals

EFG Capital Advisors has been working with non-US clients for over 30 years. Our clients operate in jurisdictions with ever-changing regulatory guidelines affecting the optimal way for them to structure their wealth

We have developed relationships with attorneys, accountants, auditors and regulators in many jurisdictions, including the Cayman Islands, Luxembourg, Ireland, Panama and the United States*. Indeed, EFG Capital Advisors currently is an investment manager to funds and structures domiciled in the U.S., Panama, the Cayman Islands and Luxembourg. EFG Capital Advisors can also provide our clients support in the establishment, organization, management, and administration of offshore mutual funds and corporate structures (typically in the Cayman Islands and Panama).

EFG Capital Advisors is known for its expertise in administering a wide range of vehicles, ranging from private investment companies to foundations to proprietary mutual funds. Although not a trust company, EFG Capital Advisors can work with affiliated and non-affiliated trust companies and trustees in helping manage client assets held in trust. Once a structure is established, EFG Capital Advisors can help its clients by taking care of the ongoing administration (such as payments of annual regulatory fees and calculation of net asset values).

In addition, in the Cayman Islands, EFG Capital Advisors has an affiliate that holds a license as a mutual fund administrator. Our Cayman and US-based fund administration team currently administers over 50 funds and share classes of funds domiciled in various jurisdictions. A particular focus is the proprietary mutual fund, a structure through which a family holds its wealth in the form of its own personal mutual fund, with the ability to create share classes that represent different asset classes and/or custodians. Many clients like the fact that this structure enables them to consolidate their holdings at various investment firms under one roof.

*Note – EFG Capital Advisors is not a law firm or accounting firm and does not provide legal or accounting advice.

RIA FAQs

When selecting financial advisors, we recommend asking lots of questions, such as which type of firm they work at (bank, broker, or registered investment advisor), and how this may impact the service you receive.

Make sure the advisor you select is right for you - meeting your needs and understanding your personal goals. One of our firm's hallmarks is that we are a Registered Investment Advisor. Here are a few facts about RIAs and why they may be the right choice for you.

What is a Registered Investment Advisor?

The term Registered Investment Advisor is used to describe an investment advisor that is registered with the U.S. Securities and Exchange Commission, registration does not imply any certain level of skill or training. RIAs must adhere to a fiduciary standard of care as laid out in the Investment Advisers Act of 1940. This standard requires RIAs to act in the best interests of their clients.

What is a “Fiduciary”?

RIAs owe a fiduciary standard of care to their clients. This fiduciary standard of care is the highest standard within the investment industry. A Fiduciary is expected to be extremely loyal to the person he/she owes the duty, placing personal interests aside. This “Fiduciary Duty” that RIA firms legally have to their clients is a reason that many clients choose to work with RIAs.

RIAs are flexible.

This means that typically an RIA has direct connections to a variety of firms to help you with your complex financial needs, such as tax planning and wealth management.

RIAs are usually fee based.

Typically, an RIA will provide transparency to its clients, disclosing fees and structuring engagements in such a way that the RIA's interests are in alignment with yours, meaning transaction-based fees are not usually applicable. This approach to serving clients is intended to strengthen accountability and trust.

RIA firms normally will have your assets held by a third party.

RIAs typically manage your assets in an account they open for you with a third-party custodian - a bank or brokerage firm. The account is in your name, and the custodian sends you account statements that detail all the transactions your advisor has made for you. You may pay the custodian for its services separately from what you pay your advisor.

*This page is not intended to be a recommendation or endorsement of any particular advisor model, but to simply offer insight. It is up to you to decide what type of advisor is right for your needs and the degree of authority you will decide to give your advisor.